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Property Calculators

Two free tools to estimate the numbers before you buy in Spain

Two quick, accurate calculators for buying property in Spain — one for your mortgage repayments, one for the taxes and fees on top of the price. Both use current 2026 Catalonia rates.

Spanish Mortgage Calculator
Estimate your monthly repayment, deposit, loan amount and total interest, with non-resident LTV limits and 2026 rates.
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Property Tax & Cost Calculator
The full cost of buying in Catalonia — ITP (10–13%) or new-build IVA + AJD, plus notary, registry and legal fees.
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Plan the numbers before you commit

Buying in Spain carries costs many international buyers underestimate: purchase taxes and fees typically add 10–12% on top of the price in Catalonia, and a mortgage covers only the price, not those costs. These tools give you a realistic picture in seconds. For the detail behind them, see our guides to the cost of buying in Spain and buying as a non-resident.

Spotted an error or have a suggestion? Let us know here — we keep this guide up to date.

This guide is general information, not legal or tax advice, and figures are guides current as of 2026 that vary by property, region and circumstances. Always confirm with a qualified lawyer and tax adviser before proceeding.

Buying in Spain? Have us on your side.

As your independent, licensed buyer’s agent we coordinate lawyers, notaries and banks, and negotiate on your behalf, from first viewing to completion.

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